kuppas
02-20 03:25 PM
I have been doing the same research for the past one month, here is my experience.
1. Termlife Vs Wholelife.
Term is better than whole life. Instead of going with whole life, you can have Term + Saving account. For example, if you need $500/year for term and $2500/year for whole life. Take the Term insurnace and pay $500/year, open a saving account and deposit $2000/year ($2500 - $500).
2. You can compare the different life insurance with ratings. http://www.term4sale.com/
3. No life insurance for H1 (non-immigrant)
I have talked to WesternSouthern and Metlife agents. WS does not offer Life insurance for H1 but Metlife offer life insurance provided that insured person must be working in the same company for last five years.
4. Insurance here (US) vs India
Term insurance in India is much higher than insurance here. I got the quote here for $500/year but for the same insurance amount, the LIC cost me Rs.80,000.00
5. Hidden items
Make sure, you understand all the hidden item when you take insurance from here(US) or India. If you (owner+beneficiary) take life insurance here, the insured person stays outside the country for long time (more than six weeks) and if the insured person dies then you can't claim.
Thanks,
-Kuppa
1. Termlife Vs Wholelife.
Term is better than whole life. Instead of going with whole life, you can have Term + Saving account. For example, if you need $500/year for term and $2500/year for whole life. Take the Term insurnace and pay $500/year, open a saving account and deposit $2000/year ($2500 - $500).
2. You can compare the different life insurance with ratings. http://www.term4sale.com/
3. No life insurance for H1 (non-immigrant)
I have talked to WesternSouthern and Metlife agents. WS does not offer Life insurance for H1 but Metlife offer life insurance provided that insured person must be working in the same company for last five years.
4. Insurance here (US) vs India
Term insurance in India is much higher than insurance here. I got the quote here for $500/year but for the same insurance amount, the LIC cost me Rs.80,000.00
5. Hidden items
Make sure, you understand all the hidden item when you take insurance from here(US) or India. If you (owner+beneficiary) take life insurance here, the insured person stays outside the country for long time (more than six weeks) and if the insured person dies then you can't claim.
Thanks,
-Kuppa
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nixstor
10-12 12:13 PM
Sent my email.
For those who are thinking what should be done, Please send an email to the guy who wrote that editorial
For those who are thinking what should be done, Please send an email to the guy who wrote that editorial
ianlock
07-23 04:42 PM
thanks
should be due any time now then.
we will wait and see.
Ian.
should be due any time now then.
we will wait and see.
Ian.
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at0474
03-21 11:37 AM
I just wanted update this thread with my experience. Could be helpful to people like me who searched many forums frantically. I have 10th year h1b extension valid upto 2010. Instead of going for stamping at US consulate in India, I decided to use advance parole. Most troubling thing about my history was that I had one dwi (Driving While Intoxicated with Alcohol) offense. It is not a deportable offense. However, I was concerned that it would show up at port of entry and they could ask me to go back for consulate processing. I kept all my case related court documents handy. This is very important for anyone travelling with dwi or other serious charges against them.
Officer directed me to the secondary inspection. Another officer there entered my information into the computer and after making gazillion keystrokes, he stamped my advance parole document/I-94 with 1 year validity. I got up from the chair when he called my name, walked upto his counter and took my documents from him. NO QUESTIONS ASKED. NO BIOMETRICS.
Hope this helps others.
Officer directed me to the secondary inspection. Another officer there entered my information into the computer and after making gazillion keystrokes, he stamped my advance parole document/I-94 with 1 year validity. I got up from the chair when he called my name, walked upto his counter and took my documents from him. NO QUESTIONS ASKED. NO BIOMETRICS.
Hope this helps others.
more...
cjagtap
07-22 09:53 AM
Pd-april2004
Approved 140
485 Application Reached On 2 Nd July At 10:23 Am At Tsc
No Check Cashed Yet
No Response From Uscis Yet
My Guess-1 More Wk
Hope They Cash The Ckeck Before August 1 St Wk,so That We Do Not Have To Send Another Application Just To Be On A Safer Side
Anyone Is Planning To Send Other Application If Do Not Hear Anything From Uscis?
Approved 140
485 Application Reached On 2 Nd July At 10:23 Am At Tsc
No Check Cashed Yet
No Response From Uscis Yet
My Guess-1 More Wk
Hope They Cash The Ckeck Before August 1 St Wk,so That We Do Not Have To Send Another Application Just To Be On A Safer Side
Anyone Is Planning To Send Other Application If Do Not Hear Anything From Uscis?
Openarms
04-08 12:47 PM
I am not sure about voting part of it but sure more open informative discussion always right and can draw more folks into conversation and subsequently donations for the cause.... The secretiveness does not help for our community at all, remember we are fighting for "LEGAL" immigration.
more...
mallu
10-24 11:11 AM
PD - EB3 from Bangladesh
i140 got approved on Sep 2007
Fingerprint Sep 2007
I have seen applicants from Bangladesh frequently getting 2 - 3 month
approvals.
i140 got approved on Sep 2007
Fingerprint Sep 2007
I have seen applicants from Bangladesh frequently getting 2 - 3 month
approvals.
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belmontboy
06-12 11:54 AM
I was charged Class 1 misdemeanor with battery at California. If I finally reject DA offer (only waive Jail time, but keep the same charge and 52 weeks anger control classes plus 3 yr probation), I have to go jury trial middle of July.
My wife and I just kid around at our apartment, she suddenly scream as pee on pants. (probably from my holding, but at least it is un-intent accident) but she did not tell me the reason that time. As she scream very loudly like be out of control. I try to comfort her but no result :(. Then 2 neighbors call 911. Cop comes, my wife said we kidding around, but not say the real reason for embarassment, sure there is no injury, no mark. But I am so stupid to describe the detail and said word "drag", In my poor English, drag is not that serious. Actually I just lift and hold my wife and try to move her to study room as she want to go there. That's all. But that time, I did not realize that serious. That cop record I am irritated and drag my wife's hand and push her to computer chair ( I really not said that push to chair thing), then she screaming! I was immediatedly arrested that time and leave the fingerprint at police office.
Then I hired a criminal attorney, but DA refuse to dismiss or reduce my class 1 level charge. Only waive the jail time. My attorney said my own statement is not good for me and easy to be attacked.... he tried to persuade me accept offer... :(
I feel really upset but hardly to accept DA's plead to guilty offer. Both my wife and I think I did nothing wrong. Now my wife try to contact DA through email.
I prepare the worst thing, if lose the case in jury, will my GC gone? I filed 485 last June and fingerprint August/2007. The arrest happen at earlier March. And worst case, will I be deported immediately? Now I still in H1, expired at 2011.
Really appreciated if you can give me any advice.:(
Dude r u kidding? :eek:
If your wife say's it was a bad joke, then the whole case is over?
My wife and I just kid around at our apartment, she suddenly scream as pee on pants. (probably from my holding, but at least it is un-intent accident) but she did not tell me the reason that time. As she scream very loudly like be out of control. I try to comfort her but no result :(. Then 2 neighbors call 911. Cop comes, my wife said we kidding around, but not say the real reason for embarassment, sure there is no injury, no mark. But I am so stupid to describe the detail and said word "drag", In my poor English, drag is not that serious. Actually I just lift and hold my wife and try to move her to study room as she want to go there. That's all. But that time, I did not realize that serious. That cop record I am irritated and drag my wife's hand and push her to computer chair ( I really not said that push to chair thing), then she screaming! I was immediatedly arrested that time and leave the fingerprint at police office.
Then I hired a criminal attorney, but DA refuse to dismiss or reduce my class 1 level charge. Only waive the jail time. My attorney said my own statement is not good for me and easy to be attacked.... he tried to persuade me accept offer... :(
I feel really upset but hardly to accept DA's plead to guilty offer. Both my wife and I think I did nothing wrong. Now my wife try to contact DA through email.
I prepare the worst thing, if lose the case in jury, will my GC gone? I filed 485 last June and fingerprint August/2007. The arrest happen at earlier March. And worst case, will I be deported immediately? Now I still in H1, expired at 2011.
Really appreciated if you can give me any advice.:(
Dude r u kidding? :eek:
If your wife say's it was a bad joke, then the whole case is over?
more...
gc28262
02-15 07:13 PM
Pleaassssssssse dont fight among oursleves ....
Lets fight against immigration bureacracy and unfair policies...
Yes we want more peace makers in the forum :) Thank You !
Lets fight against immigration bureacracy and unfair policies...
Yes we want more peace makers in the forum :) Thank You !
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nomad
07-09 04:13 PM
Please share your comments and suggestions to CISOMB. I dont know how good its going to be, but atleast we can share our VB gate experience!
The Office of the CIS Ombudsman (CISOMB) is pleased to invite you
to "The Ombudsman's 2007 Annual Report to Congress: Your
Questions and Comments". Session 1: Th, July 12, 1:30 - 2:30 pm.
Session 2: Th, July 12, 3:00 - 4:00 pm. Please join us to share
your comments and suggestions, as well as any issues of concern.
RSVP to mailto:cisombudsman.publicaffairs@dhs.gov specifying
which call and session time you'd like to join. Indicate the
city, state from which you are calling. Participants will
receive confirmation email. Send your comments in advance to
mailto:cisombudsman.publicaffairs@dhs.gov.
Source: ILW.com email newsletter dated July 10, 2007
http://www.ilw.com/immigdaily/#Announcements
The Office of the CIS Ombudsman (CISOMB) is pleased to invite you
to "The Ombudsman's 2007 Annual Report to Congress: Your
Questions and Comments". Session 1: Th, July 12, 1:30 - 2:30 pm.
Session 2: Th, July 12, 3:00 - 4:00 pm. Please join us to share
your comments and suggestions, as well as any issues of concern.
RSVP to mailto:cisombudsman.publicaffairs@dhs.gov specifying
which call and session time you'd like to join. Indicate the
city, state from which you are calling. Participants will
receive confirmation email. Send your comments in advance to
mailto:cisombudsman.publicaffairs@dhs.gov.
Source: ILW.com email newsletter dated July 10, 2007
http://www.ilw.com/immigdaily/#Announcements
more...
RNGC
04-15 12:24 PM
Yes. It will be very helpful for the future employees falling into Jaws of the greedy employers.
I am in, I will fight for this cause whatever it takes to prevent this kind of descriminations.
I am impressed by you determination to fight this case, good luck....Try calling ABC/NBC TV directly (no emails etc) and talk about your situation. This case will get National attention considering the economy...
I am in, I will fight for this cause whatever it takes to prevent this kind of descriminations.
I am impressed by you determination to fight this case, good luck....Try calling ABC/NBC TV directly (no emails etc) and talk about your situation. This case will get National attention considering the economy...
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smuggymba
09-15 04:36 PM
Two factors:
1.) Personal Choice
2.) Job security.
If you work for a good company - buy one. If your job is dicey, don't.
Personal need + good job = House
1.) Personal Choice
2.) Job security.
If you work for a good company - buy one. If your job is dicey, don't.
Personal need + good job = House
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vidyakulkarni
02-01 02:21 PM
If I use my AP , what documents I need to carry? original 485 reciept? my original receipt is with lawer, he send me photocopy.
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vik_tx
05-16 11:56 AM
now ..confirmed with two immigration attorneys.. this ruling goes into effect tomorrow.. they are all scrambling to file i140s on the last day!(today)
------------
Ok. This comes from a very reliable source.. but need some clarification from the experts out here...
1) No LC Substitutions
2) If one hasn't filed the I-140 within 45 days of receiving the approved labor certification, then he/she is SOL. This rule goes into effect tomorrow 5/18 and this may be applied retro-actively...i.e. If you have received an approved labor certification in the past 45 days and not filed yet.. you may have to re-file labor, as your approval is invalid!..
any ideas?
text from the ammendment-
In order to protect the integrity of the permanent labor certification
program, deter fraud, and comply with the Department's statutory obligation
to protect the wages and working conditions of U.S. workers, the Department
has determined a number of amendments are appropriate. The first amendment
would prohibit the substitution of alien beneficiaries on pending
applications for permanent labor certification and on approved permanent
labor certifications not yet filed with DHS. This amendment could, at least
to some degree, affect DHS's current practice of allowing U.S. employers to
substitute an alien through the filing of a new Form I-140 petition,
supported by a labor certification in the name of the original beneficiary.
The second amendment would require a permanent labor certification be filed
with DHS within 45 calendar days of the date it is certified by DOL. The
third amendment would prohibit the sale, barter, and purchase of
applications and approved labor certifications, as well as other related
payments. Finally, the Department is proposing enforcement mechanisms,
including debarment with appeal rights, to protect the integrity of the
permanent labor certification program and deter individuals or entities from
engaging in prohibited transactions or abusing the labor certification
process. The Department invites public comment regarding all aspects of each
of these proposed changes.
------------
Ok. This comes from a very reliable source.. but need some clarification from the experts out here...
1) No LC Substitutions
2) If one hasn't filed the I-140 within 45 days of receiving the approved labor certification, then he/she is SOL. This rule goes into effect tomorrow 5/18 and this may be applied retro-actively...i.e. If you have received an approved labor certification in the past 45 days and not filed yet.. you may have to re-file labor, as your approval is invalid!..
any ideas?
text from the ammendment-
In order to protect the integrity of the permanent labor certification
program, deter fraud, and comply with the Department's statutory obligation
to protect the wages and working conditions of U.S. workers, the Department
has determined a number of amendments are appropriate. The first amendment
would prohibit the substitution of alien beneficiaries on pending
applications for permanent labor certification and on approved permanent
labor certifications not yet filed with DHS. This amendment could, at least
to some degree, affect DHS's current practice of allowing U.S. employers to
substitute an alien through the filing of a new Form I-140 petition,
supported by a labor certification in the name of the original beneficiary.
The second amendment would require a permanent labor certification be filed
with DHS within 45 calendar days of the date it is certified by DOL. The
third amendment would prohibit the sale, barter, and purchase of
applications and approved labor certifications, as well as other related
payments. Finally, the Department is proposing enforcement mechanisms,
including debarment with appeal rights, to protect the integrity of the
permanent labor certification program and deter individuals or entities from
engaging in prohibited transactions or abusing the labor certification
process. The Department invites public comment regarding all aspects of each
of these proposed changes.
more...
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lalithkx
08-14 12:07 PM
My Above mentioned EAD is approved today. I got the Card ordered mail from CRIS today at 7 pm...
My Wife's EAD e-filed same date as mine on May 28th is approved today. I got a Card Production ordered mail just now. MIne was approved yesterday.
There was just 12 numbers difference in Receipt nos.
Looks like they picked up speed as they reach the 90 day mark....
My Wife's EAD e-filed same date as mine on May 28th is approved today. I got a Card Production ordered mail just now. MIne was approved yesterday.
There was just 12 numbers difference in Receipt nos.
Looks like they picked up speed as they reach the 90 day mark....
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Saralayar
01-15 11:43 AM
I heard from some of my friends that places like Detroit downtown,Arkansas,St.Louis,Tennessee, Louisiana are deadly dangerous.How far this is true?
Recently I met one friend. He was visiting his friend for vacation in New Orelans. When he was washing his hands in the rest room (in a shopping complex or Mall), suddenly he saw 3 or 4 guys surrounding him, hit him and took away his vallet and cell phone. Within a short time his credit card was used for a huge money around $2000. He was hit so bad that his nose bones broke into pieces and he has metal installed now for him to breath properly. I am not sure if this is due to bad economy or enemity over immigrants.
Recently I met one friend. He was visiting his friend for vacation in New Orelans. When he was washing his hands in the rest room (in a shopping complex or Mall), suddenly he saw 3 or 4 guys surrounding him, hit him and took away his vallet and cell phone. Within a short time his credit card was used for a huge money around $2000. He was hit so bad that his nose bones broke into pieces and he has metal installed now for him to breath properly. I am not sure if this is due to bad economy or enemity over immigrants.
more...
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diptam
05-31 11:11 AM
Guys -
Dont lose "Hope". Its the most audacious word. I left the country in May 2009 with frustration , anger and the fact that whenever I was finding a contract in that tough times peoples were even NOT interviewing me the moment they heard that I'm a "H". They dont want to hear if I have EAD or my GC is going on - PERIOD. The vendors and contacts who loved me ( because they ripped high billing from me in 2000-2009) even started ignoring me.
I felt harassed that i'm fighting on a "non-level" playing field. Eventually I got something at CA (I live at MA) for 55/hour and on the other hand I got a top notch salary offer from a US born Hardware company's Offshore office at Bangalore, India. They SHIPPED all jobs from US to India. I took that offer because I have my Old parents there at India and missed their company for 9+ yrs ( apart from regular vacations).
However I could not adjust with several things there and ran back here after 10 months and found a truly EB2 job and ported my EB3 Mar 2005 Priority Date to EB2 in less than 1 year - I'm CURRENT ( YAAAYY !!) and Waiting for GC to come any day....
By the way - I'm not M.S from US or any kind of masters degree holder from anywhere. I have a strong B.E degree from one of the Top 10 engineering colleges of India (not I.I.T though) and 11+ yrs US experience and 12+ yrs total IT experience in my kitty.
Nothing is impossible - Wish Best of Luck to all EB3 India guys , you have the ability to turn the game , just play it truthfully and play it smart.
Let me know if anyone needs any help - Email me or PM me.
Regards,
Diptam
EB3 is not working, because we have no hope, not because we all went back or have ported.
Dont lose "Hope". Its the most audacious word. I left the country in May 2009 with frustration , anger and the fact that whenever I was finding a contract in that tough times peoples were even NOT interviewing me the moment they heard that I'm a "H". They dont want to hear if I have EAD or my GC is going on - PERIOD. The vendors and contacts who loved me ( because they ripped high billing from me in 2000-2009) even started ignoring me.
I felt harassed that i'm fighting on a "non-level" playing field. Eventually I got something at CA (I live at MA) for 55/hour and on the other hand I got a top notch salary offer from a US born Hardware company's Offshore office at Bangalore, India. They SHIPPED all jobs from US to India. I took that offer because I have my Old parents there at India and missed their company for 9+ yrs ( apart from regular vacations).
However I could not adjust with several things there and ran back here after 10 months and found a truly EB2 job and ported my EB3 Mar 2005 Priority Date to EB2 in less than 1 year - I'm CURRENT ( YAAAYY !!) and Waiting for GC to come any day....
By the way - I'm not M.S from US or any kind of masters degree holder from anywhere. I have a strong B.E degree from one of the Top 10 engineering colleges of India (not I.I.T though) and 11+ yrs US experience and 12+ yrs total IT experience in my kitty.
Nothing is impossible - Wish Best of Luck to all EB3 India guys , you have the ability to turn the game , just play it truthfully and play it smart.
Let me know if anyone needs any help - Email me or PM me.
Regards,
Diptam
EB3 is not working, because we have no hope, not because we all went back or have ported.
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memyselfandus
08-03 09:57 PM
Originally Posted by potatoeater http://immigrationvoice.org/forum/images/buttons/viewpost.gif (http://immigrationvoice.org/forum/forum2-retrogression-priority-dates-and-visa-bulletins/243430-sept-visa-bulletin-predictions-3.html#post598112)
Justaju jiski thi, usko to na paya humne..
Is bahane magar dekh li duniya humne.
(Song from Umrao Jaan)
After wandering through 12 US states in past 12 years, thats what accurately sums up my quest for GC. :)
This is not an Indian site. Kindly understands sensitivities of other users of this site.
I don't understand why people take offensive about expressing thoughts that has no bearing/ insulting towards anybody. I think using his/her language gives a person a powerful tool to express the emotion in a positive way. I think it shouldn't matter, if the person doesn't have ill feeling towards anybody.
This forum is nothing but a virtual place where like minded people mingle and discuss their sorrows and excitement; if somebody uses some other language to express feeling shouldn't have negative bearing on anybody. Of course, brief explanation in English is certainly helpful.
So far IV has enough people in almost all languages who can point out the trash or curse words that alerts other members who in turn can coordinate with admins to weed out those members from community.
I think these folks are better than the members who use the wild characters to trash talk all the time.
In my experience, I have seen the poetic folks are strong motivators and most of the folks that write these beautiful stanzas are selfless workers towards the community.
In short, I think we should not veraciously criticize these gentle folks.. Be kind to them.
Justaju jiski thi, usko to na paya humne..
Is bahane magar dekh li duniya humne.
(Song from Umrao Jaan)
After wandering through 12 US states in past 12 years, thats what accurately sums up my quest for GC. :)
This is not an Indian site. Kindly understands sensitivities of other users of this site.
I don't understand why people take offensive about expressing thoughts that has no bearing/ insulting towards anybody. I think using his/her language gives a person a powerful tool to express the emotion in a positive way. I think it shouldn't matter, if the person doesn't have ill feeling towards anybody.
This forum is nothing but a virtual place where like minded people mingle and discuss their sorrows and excitement; if somebody uses some other language to express feeling shouldn't have negative bearing on anybody. Of course, brief explanation in English is certainly helpful.
So far IV has enough people in almost all languages who can point out the trash or curse words that alerts other members who in turn can coordinate with admins to weed out those members from community.
I think these folks are better than the members who use the wild characters to trash talk all the time.
In my experience, I have seen the poetic folks are strong motivators and most of the folks that write these beautiful stanzas are selfless workers towards the community.
In short, I think we should not veraciously criticize these gentle folks.. Be kind to them.
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vine93
07-15 02:21 AM
When I start shopping for Life insurance. I asked for written from insurance .
1. If I moved permanently to India , will it be applicable there too. Yes
2. H1 candidate eligible. Yes
only NYlife given me in written. rest of them didn't give in written. metlife I didn't try.
I have 20 yr term disability and termlife insurance also.They added $52 for disability.
few of them told me yes verbally but hesitate to give in written.
1. If I moved permanently to India , will it be applicable there too. Yes
2. H1 candidate eligible. Yes
only NYlife given me in written. rest of them didn't give in written. metlife I didn't try.
I have 20 yr term disability and termlife insurance also.They added $52 for disability.
few of them told me yes verbally but hesitate to give in written.
xu1
04-26 08:47 AM
Let's do it..
gcisadawg
01-22 02:07 AM
Sanju:
Actual number of I-485 pending is 673,694, please refer the following link.
http://www.uscis.gov/files/article/Natz_Benefits_Oct2008.pdf
I don't know this number is only Employment based or it has included family based too.
Can someone please confirm this?
I beleive that the recapture is going to help us a lot.
That number is correct. That is pending I-485's as of Oct 31st. That includes both family based as well as EB. In June 2008, Ron Gotcher wrote a post that EB 485s pending at that time was about 400K (From USCIS statistics - total pending as of June 30th - 740,969). He made that statement after he had a conversation with Mr. Charles Oppenheimer. We sliced and diced that number in one of the thread.
Actual number of I-485 pending is 673,694, please refer the following link.
http://www.uscis.gov/files/article/Natz_Benefits_Oct2008.pdf
I don't know this number is only Employment based or it has included family based too.
Can someone please confirm this?
I beleive that the recapture is going to help us a lot.
That number is correct. That is pending I-485's as of Oct 31st. That includes both family based as well as EB. In June 2008, Ron Gotcher wrote a post that EB 485s pending at that time was about 400K (From USCIS statistics - total pending as of June 30th - 740,969). He made that statement after he had a conversation with Mr. Charles Oppenheimer. We sliced and diced that number in one of the thread.
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